Buildings Insurance
Buildings insurance is not only a necessity for homeowners with a mortgage, it's a requirement. Even if you do not have a mortgage, it is recommended that you have buildings insurance to cover the possible hefty costs if something were to damage your property. Coverage usually includes loss or damage as a result of storms, wind, flooding, lightning, natural disasters, theft, vandalism, arson, and fire.

Contents Insurance
Whilst building insurance will protect your actual property, it does not cover all the contents of your home. This type of cover will protect your furniture, soft furnishing, white goods and personal items. Damage to your property can be costly to repair, especially with a major event such as a fire or storm damage. All lenders will insist that you have this type of cover in place and it is actually a condition of your mortgage.

For more information on buildings and contents insurance call us on 01246 224846